Approve a payment through your online bank account

You can pay voluntary Class 3 National Insurance directly using your online or mobile bank account.

You’ll need:

  • your online banking details
  • the 18-digit reference number shown on your HM Revenue & Customs (HMRC)  payment request

If you do not have an 18-digit reference number you can get help from the National Insurance Helpline.

Your payment may be delayed if you use the wrong reference number.

When you’re ready to pay:

  1. Start your Class 3 National Insurance payment.

  2. Select the ‘pay by bank account’ option.

  3. You’ll then be directed to sign in to your online or mobile banking account to approve your Class 3 National Insurance payment.

The payment is usually instant but sometimes it takes up to 2 hours to show in your account.